BANKRUPTCY
When you fall behind on your mortgage, credit card payments, or other revolving debts, you may feel hopeless. For some people in this situation, filing bankruptcy is the best choice. The experienced bankruptcy attorneys at Breeze, Westhoff, Nguyen & Elpers, LC can help you decide whether bankruptcy is the best option for you, as well as which type of bankruptcy you should file.
Bankruptcy Basics
Individuals can use two types of bankruptcy for debt relief: chapter 7 and chapter 13. Chapter 7 bankruptcy proceedings are designed for people who do not earn enough income to reasonably cover their debts. This type of bankruptcy, which is also known as “liquidation,” requires you to turn over your non-exempt assets to the court to pay as much of your debt as possible. Chapter 13 bankruptcy, on the other hand, requires you to pay your debts based on a payment plan approved by the court.
Our Services
Our firm offers customized service to clients considering bankruptcy. We will begin by helping you explore your options to decide if bankruptcy is the best course of action for you. If you decide to proceed with bankruptcy, we will guide you through each phase of the process.
If you are considering bankruptcy in Festus or the surrounding area, please contact our office today to schedule a consultation with our team.
FAX
OFFICE HOURS
Monday to Friday 8:30 AM – 4:30 PM
Breeze Westhoff, LC
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The choice of a lawyer is an important decision and should not be based solely upon advertisements. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. For inquiries on the content of this website, contact Sean Westhoff (636) 296 8383.
